Services » Overdraft Protection

Overdraft Protection

Oh no! Have you accidentally overdrawn your Credit Union checking account? Everybody makes mistakes occasionally but this kind is costly. Overdraft Protection helps you avoid the cost and embarrassment of a returned check.

Overdraft Protection Covers Overdrawn Items

With Overdraft Protection, the funds to cover your overdrawn item will automatically be deducted from your Share Savings account (but not from your original $25 Share value).

You Must Have Sufficient Funds in Your Share Savings

However, if you do not have available funds in your Share Savings account, the item will be returned. A $25 insufficient funds fee will be charged for each item being returned.