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For a list of our current loan rates,
click here

Our Lending
Practices

United Credit Union takes a personal approach to lending. While we do take into account your credit history, we do not base our decision on that alone. Because we are your Credit Union, we are here to help. And we will always try our very best to help you meet your loan needs. Plus, the loan rates we advertise on our website, in our newsletter and at the Credit Union are the same low rates for every member. They are not meant to lure you in, only to have them increase when you apply.

Also, as you start paying back your loan, we understand if your situation changes. We are ready and willing to work with you to redo your loan terms to something that helps you pay off the loan. You see, we know and understand because we are members of your community, interested and invested in you and your family. We are United Credit Union, your hometown credit union. And we are united to serve you, our members.

Second Mortgage Loans

Home is where the heart is – and the heartburn too if you’ve tried to obtain a bank loan just to end up feeling like you're trapped in a revolving door. United Credit Union can help you make the most of your home.

Your house is a valuable investment, but it can also help you in time of need. Using your house as collateral can provide you with a loan to cover a variety of expenses.

One of the best ways to make use of a Second Mortgage is to apply it toward home improvements. Whether your home project is small, medium or large, we very likely have a loan to fit. Home Improvements can help you maintain your greatest asset, increase your castle's value, save on energy costs (who doesn't need that?!) and might just save you some tax dollars too. Our door is open and we'll help you get on the right path, so come on in and talk with us.

Members also often use a second mortgage to purchase a new vehicle, make a down payment on another property and more. It's up to you!

For a list of our current rates, click here.

Our Lending Process is Easy!

At United Credit Union, we make the loan application process as simple as possible. If you are already a United member, you’ll need to bring your most recent paystub, unless you have your paycheck directly deposited into one of your Credit Union accounts. If you are also joining the Credit Union when you apply for a loan, be sure to bring a picture ID.