(712) 322-0841

Members: Access Your Accounts

Online Banking • ATIRAcredit Card

For a list of our current loan rates,
click here

Our Lending
Practices

United Credit Union takes a personal approach to lending. While we do take into account your credit history, we do not base our decision on that alone. Because we are your Credit Union, we are here to help. And we will always try our very best to help you meet your loan needs. Plus, the loan rates we advertise on our website, in our newsletter and at the Credit Union are the same low rates for every member. They are not meant to lure you in, only to have them increase when you apply.

Also, as you start paying back your loan, we understand if your situation changes. We are ready and willing to work with you to redo your loan terms to something that helps you pay off the loan. You see, we know and understand because we are members of your community, interested and invested in you and your family. We are United Credit Union, your hometown credit union. And we are united to serve you, our members.

Signature/Personal Loans

Do you need a loan quickly for something small? Did your furnace go out in the coldest part of winter? Did your air conditioning unit decide it liked the heat setting? Did your dishwasher decide hand washing would be better for you? Then a Signature/Personal loan from United Credit Union is just what you need.

Sometimes also called an unsecured loan, a Signature/Personal loan is one for which no collateral is required. The loan is backed up only by the promise of the borrower to repay. At United Credit Union, we find these loans are good for members who wish to purchase small items, such as a new dishwasher, a washer or dryer, a furnace, or to pay taxes.

Come into the Credit Union to apply for a Signature/Personal loan. We'll find the right loan and rate for you and provide you with a quick turnaround, so you can be sure to get what you need when you need it.

For a list of our current rates, click here.

Our Lending Process is Easy!

At United Credit Union, we make the loan application process as simple as possible. If you are already a United member, you’ll need to bring your most recent paystub, unless you have your paycheck directly deposited into one of your Credit Union accounts. If you are also joining the Credit Union when you apply for a loan, be sure to bring a picture ID.