United Credit Union

(712) 322-0841

1900 W. Broadway
Council Bluffs, IA 51501

Members: Access Your Accounts

Online Banking • ATIRAcredit Card

For a list of our current rates,
click here

Current Fees — Some of the lowest around!

Cleared Share Drafts Students age 20 or younger & nonprofit organizations with 501-(c)3 status, FREE • state sales tax applies	$0.10 per draft
NSF Checks or ACH returns	$25.00
Covered NSF or ACH	$25.00
Deposit items returned NSF	$15.00
Negative account fee	$10.00
Microfiche copy of cleared draft research fee applies after 6 months	$2.00
Stop Payments	$25.00
Statement Copies	$3.00
Money Orders	$1.50
Fax OUT per page	$1.00
Wire IN	$10.00
Wire OUT	$15.00
Foreign Wire	$50.00
Photocopies per item	$0.10
Corporate Checks made payable to someone other than our member	$1.50
Cashiers Check	$3.00
Counter Checks	8 for $3.00
Closing share account within first 90 days	$25.00
Research fee per hour	$25.00
Reopen account fee	$25.00
Dormant Account fee per month	$5.00
Change of address	actual cost
Garnishment/Levy Administrative Fee	$25.00
Check Cashing Fee* *If member does not have enough in his or her account to cover amount of check(s) being cashed. WE DO NOT CASH CHECKS FOR NONMEMBERS	$5.00

MASTERMONEY (debit card)
Annual Fee	none
ATM Card Usage Fee	4 FREE Transactions per month
Each ATM Transaction over 4 in one month	$1.00
Card Replacement Fee	$15.00
PIN Replacement Fee	$7.50
Merchant Ticket Copy Fee	$5.00
NSF Fee	$25.00
Decoupled Debit Card Fee Manual Post	$2.00

Some fees subject to Iowa Sales Tax






What You Need to Know about Overdrafts and Overdraft Fees click here

Use Your ATRA Card this Holiday Season

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.

Rates are current as of March 2011 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield

APR = Annual Percentage Rate

(712) 322-0841

For a list of our current rates, click here

Current Fees — Some of the lowest around!

Cleared Share Drafts

NSF Checks or ACH returns

Covered NSF or ACH

Deposit items returned NSF

Negative account fee

Microfiche copy of cleared draft

Stop Payments

Statement Copies

Money Orders

Fax OUT per page

Wire IN

Wire OUT

Foreign Wire

Photocopies per item

Corporate Checks made payable to someone other than our member

Cashiers Check

Counter Checks

Closing share account within first 90 days

Research fee per hour

Reopen account fee

Dormant Account fee per month

Change of address

Garnishment/Levy Administrative Fee

Check Cashing Fee*

Annual Fee

ATM Card Usage Fee

Each ATM Transaction over 4 in one month

Card Replacement Fee

PIN Replacement Fee

Merchant Ticket Copy Fee

NSF Fee

Decoupled Debit Card Fee Manual Post

What You Need to Know about Overdrafts and Overdraft Fees

For a list of our current rates,
click here

What You Need
to Know about Overdrafts and Overdraft Fees