| Loan Type |
APR* |
Term |
|
| Signature Loans |
11.00% |
1-18 months |
10% shares pledge on amount borrowed |
| 13.75% |
19-36 months |
| Term Notes: |
14.00% |
5x rewrite 3-6-12 month term |
No account relationship discount
$5000.00 cap |
| New Automobile |
5.50% |
1-72 months |
100% of purchase price |
| 6.50% |
1-72 months |
110% of purchase price |
| Used Automobile |
6.75% |
|
Retail value 5yrs old or newer NADA Midwest
Trade vaule over 5yrs old NADA Midwest |
| New Recreational Vehicles |
8.00% |
1-60 months |
100% of purchase price |
| 9.00% |
61-84 months |
100% of purchase price |
| Used Recreational Vehicles |
9.25% |
up to 60 months |
Trade value NADA Midwest edition |
| New Boats |
7.50% |
|
100% of purchase price |
| Used Boats |
8.00% |
|
Trade value NADA Midwest edition |
| New Motorcycle |
6.00% |
|
100% of purchase price |
| Used Motorcycle |
6.75% |
|
Trade value NADA Midwest edition |
| 2nd Mortgage Loans |
6.25% |
5 years |
80% loan to value
No account relationship discounts |
| 7.00% |
10 years |
| 7.75% |
15 years |
| Share Pledge Loans |
4.50% |
|
No account relationship discount |
| CD Pledge Loans |
2.00% above what you are earning on Money |
|
No account relationship discounts |
| AtiraMastercard |
varies |
|
No account relaionship discounts |
| Other Secured Loans |
10.00% |
|
|
| *APR=Annual Percentage Rate |
|
.25% off loan interest rate if member has good share draft acount with 3 months of history. .25% off loan interest rate if you have been a member in good standing for 3 years or more
.50% off loan interest rate for repayment by direct deposit/allotment.
Maximum account relationship discount 1.00% off loan interest rate.
|
