Just say, “Credit!” Use Your Debit Card Wisely
Just say “Credit!” when given the choice between a credit or debit transaction if you are using your United Credit Union MasterMoney Card. In either case, MasterMoney card transactions are cleared through your United checking account as debit card transactions, even if you told the cashier “Credit.”
This is important because any time you enter your PIN (either at an ATM or with a cashier), it is counted toward your ATM withdrawals. You receive four free transactions a month. If you use more than the “free four”, you will be charged one dollar for each ATM withdrawal. So remember, “After four, pay $1 more! Under four, pay no more!” If you use your MasterMoney card as a credit transaction, it is not considered an ATM transaction.
Your daily limit for ATM withdrawals is $200. Your daily limit for debit card transactions is $200. Limits can be increased by contacting the Credit Union.
Adventureland Tickets – at a Great Discount!
Stop by United Credit Union before you head out to Adventureland Park this year. United’s members can save up to $12 per ticket by purchasing through the Credit Union. It’s a great deal!
Regular (good for one day) tickets usually cost between $35 and $40 (Children 3 and under are free.)
But we are selling tickets for the low price of $28!
Adventureland is open weekends beginning April 26. From May 17 through August 17, the park will be open daily. From August 23 to September 28, Adventureland will be open on weekends only. Please visit www.adventurelandpark.com for additional information. Tickets are available at this price through September 28, 2014.
Go! Have Fun!
Cards Used at Target May be Compromised
A breach of credit and debit card data may have affected as many as 40 million shoppers who went to Target stores between November 27 and December 15. This does not affect online purchases.
We encourage you to check your United Credit Union account to determine if you used your MasterCard Debit card between November 27 and December 15 for a purchase at Target. If you did and would like your card blocked as stolen, please contact the Credit Union at (712) 322-0841 or (800) 234-5354 to have a new card issued ($15 per card).
Remember, if you are diligent about balancing your checking account, you can report fraudulent charges 60 days after your statements are received.
Please be assured that we are aware of the breach. Also, as a reminder, please do not provide any account information if you receive an unsolicited email or phone call regarding this breach.
Are Your Account Beneficiaries Up to Date?
As you review your accounts, take some time to check that each of your accounts has a current beneficiary listed. If a beneficiary is not listed, you are guaranteeing that your assets will be submitted to months, perhaps years, of scrutiny while others decide how to distribute any assets.
Contact a Credit Union Representative to ensure that all of your accounts have a beneficiary listed, as well as completed signature cards.
The Basics of Estate Planning
Today, it’s more important than ever to take the time to evaluate your belongings and make plans for the future and for your family. If you have loved ones, you should have some form of estate plan regardless of your level of wealth.
While “estate” is a lofty word, it basically means “all” of your possessions. Add them all together and the result is your estate’s worth. You may be surprised what your estate amounts to. Click Here To Read More