Save Now for Next Year’s Christmas
Save a Little at a Time & Say “HoHoHo” to those Bills!
Do you hear your credit card companies saying “HoHoHo” every time you use your card during the holidays? Join the Club! The United Credit Union Christmas Club, that is! Say goodbye to those bills once and for all.
Don’t let holiday bills ruin your holidays or your new year! The trick is to begin
a savings plan by stockpiling some financial reserves ahead of time.
United Credit Union’s Christmas Club is designed to help you set aside the right amount (a little at a time throughout the year) to cushion the financial impact of those holiday bills.
On October 1, just as the stores start decorating for the holidays and the gift bug hits you, the money you saved and the interest you earned are deposited into your share savings account. So when those holiday sales start, you’re ready to shop … without guilt!
Minimum account balance $5
Maximum account balance $25,000
Kirby Members Invited to Visit with Santa
Tuesday, December 10, 6:30p.m.
Kirby Kangaroo Club Members, ages 0 to 12, are invited to meet Santa Claus at the Credit Union office on Tuesday, December 10, from 6:30p.m. to 7:30p.m. Please make reservations by Friday, December 6, by calling a Credit Union representative.
All children of United’s members are invited to become Kirby Kangaroo Club members. Help your child learn about finances and take advantage of the many fun activities the Club offers.
Open an account for your child today. Club accounts need a minimum balance of $25.
Have You Been Good All Year?
… by depositing money in your Christmas Club account?
If you’ve been making regular deposits (or any deposits) in a United Christmas Club account, it’s time to reap your dedication. On Tuesday, October 1, Christmas Club balances were deposited into your Share account (in most cases). By saving ahead, you earned 0.25% APY on your Club account. The shopping — and holiday — season is upon us!
Are Your Account Beneficiaries Up to Date?
As you review your accounts, take some time to check that each of your accounts has a current beneficiary listed. If a beneficiary is not listed, you are guaranteeing that your assets will be submitted to months, perhaps years, of scrutiny while others decide how to distribute any assets.
Contact a Credit Union Representative to ensure that all of your accounts have a beneficiary listed, as well as completed signature cards.
The Basics of Estate Planning
Today, it’s more important than ever to take the time to evaluate your belongings and make plans for the future and for your family. If you have loved ones, you should have some form of estate plan regardless of your level of wealth.
While “estate” is a lofty word, it basically means “all” of your possessions. Add them all together and the result is your estate’s worth. You may be surprised what your estate amounts to. Click Here To Read More
United Credit Union takes a personal approach to lending. While we do take into account your credit history, we do not base our decision on that alone. Because we are your Credit Union, we are here to help. And we will always try our very best to help you meet your loan needs. Plus, Click Here To Read More