Home Depot Confirms Debit Card Breach
If you used your MasterMoney Check Card between April 2014 and September 5, 2014, at a Home Depot store, your account may have been compromised.
The Members Group, which is the financial company that manages the United Credit Union MasterMoney accounts, is working diligently to obtain a list from MasterCard of the accounts that were impacted. They will be in touch with affected cardmembers directly. In the meantime, we recommend that all cardmembers closely monitor their financial accounts for unauthorized activity.
Specifics about the Home Depot investigation:
- Affected Debit Card Transactions cover April 2014 to September 5, 2014
- There is no evidence that debit PIN numbers were compromised
- No customers are liable for fraudulent charges
- The Home Depot is offering customers free ID protection, including credit monitoring services — Customers who wish to take advantage of these services can learn more at www.homedepot.com or by calling 1-800-HOMEDEPOT (800-466-3337).
- Online transactions at the Home Depot website were not affected
Just say, “Credit!” Use Your Debit Card Wisely
Just say “Credit!” when given the choice between a credit or debit transaction if you are using your United Credit Union MasterMoney Card. In either case, MasterMoney card transactions are cleared through your United checking account as debit card transactions, even if you told the cashier “Credit.”
This is important because any time you enter your PIN (either at an ATM or with a cashier), it is counted toward your ATM withdrawals. You receive four free transactions a month. If you use more than the “free four”, you will be charged one dollar for each ATM withdrawal. So remember, “After four, pay $1 more! Under four, pay no more!” If you use your MasterMoney card as a credit transaction, it is not considered an ATM transaction.
Your daily limit for ATM withdrawals is $200. Your daily limit for debit card transactions is $200. Limits can be increased by contacting the Credit Union.
Data Security Tip
Charging Your Device Could Lead to Vulnerabilities
Charging smartphones and tablets via a USB cable connected to a computer or charging kiosk is convenient. Unfortunately, USB connections provide direct access to files, which introduces a security risk known as “juice jacking”. The chance of compromise may be slight, but with cyber thieves keen to access data and install malware on devices, it’s best not to take unnecessary risks.
Key Takeaway: Don’t connect your smart device to an unknown source via USB (e.g. computer or kiosk). The simplest and safest way to charge is via an AC outlet or 12V auxiliary power outlet (cigarette lighter outlet).
Visit www.nodatabreach.com for more information about breach prevention and privacy and data security compliance.